What your travel card really pays.
Compare what you keep after fees, caps, FX and token locks.
Your spending profile
All amounts in US dollars.
Card preferencesTravel desk, self-custody and Curve
The ranking
Every card, after every fee
Each card runs on the plan that pays you most. The bar is what you keep. Open a card to see every line of the maths.
- 1$60.83a month · real 3.05%
- 2$45.78a month · real 2.30%
- 3$39.03a month · real 1.96%
- 4$33.86a month · real 1.70%
- 5$19.92a month · real 1.00%
- 6$16.45a month · real 0.83%
- 7$13.94a month · real 0.70%
- 8$10.20a month · real 0.51%
- 9$3.98a month · real 0.20%
- 10−$0.76a month · real −0.04%
- 11−$3.47a month · real −0.17%
- 12−$3.47a month · real −0.17%
Pelikan × ether.fi vs Revolut
Is it better than Revolut?
Same profile, both cards, every Revolut plan. Revolut is a bank with cheap FX. Pelikan × ether.fi pays cashback, and 6% on flights booked with Pelikan.
Curve Pay
Which cards work with Curve
Curve Pay is a Mastercard wallet that sits on top of your other cards. It only accepts cards issued in the UK or the EEA. Cards with the Works with Curve badge qualify.
The map
Where your money goes furthest
No card is the best everywhere. Colour shows how many ranked cards you can get in each country, or the most you could keep there on your profile. Tap a country to move your profile.
Top 3s
The short lists, by the numbers
Each list sorts by one number you can check. They re-sort when you change your country, spending or trips. No card pays for a place.
What card holders say
The mood on X, last 60 days
Public posts from people who use the cards: cashback paid, approvals, declines, support. The mood does not change the ranking.
FX tests
What spending abroad really cost
Real purchases, checked against the mid-market rate. Even a card that says 0% FX usually costs more once the card network takes its cut. The rankings use these measured numbers.
All cards
The whole market
Every crypto card we track, with where it works. Cards without full fee terms stay in this list but out of the ranking until their terms are published.
| Card | Top cashback | Here |
|---|
Method
How the number is made
One formula for every card, Pelikan × ether.fi included. Where a source is unsure we take the less generous number.
What we add
- Cashback through each plan's real monthly bands and reward caps.
- Travel bonuses only on flights booked through that card's own channel, and only when you turn that on.
- Travel perks in kind at their stated value, such as a lounge membership or a voucher, only with flights through that card's desk. Shown as their own line; switch "Count travel perks" off for cash only.
- The plan that pays you most, by name.
What we take off
- Plan fees over the first year.
- FX on every purchase in a currency the card does not settle for free: the card's fee or 1%, whichever is higher, plus 0.3% for the network rate. Measured FX replaces this when a card was tested.
- Conversion and spend fees on every purchase.
- Locked tokens lose 15% a year. Cash held above a month of spend costs 4% a year.
Where the data comes from
Questions