Cashbackpacker / Cards / Karta
Karta: what it really pays a traveller
Best result on our standard traveller profile: −$25.00 a month kept on the Karta ($300/yr) plan in United States, a real rate of −1.26% against 0.0% advertised.
Rank by country, standard traveller profile
| Country | Rank | Plan | Kept a month | Real rate |
|---|---|---|---|---|
| Slovakia | not available or filtered | |||
| Czechia | not available or filtered | |||
| Germany | not available or filtered | |||
| Austria | not available or filtered | |||
| Poland | not available or filtered | |||
| United Kingdom | not available or filtered | |||
| France | not available or filtered | |||
| Spain | not available or filtered | |||
| Italy | not available or filtered | |||
| Netherlands | not available or filtered | |||
| United Arab Emirates | not available or filtered | |||
| United States | #13 of 13 | Karta ($300/yr) | −$25.00 | −1.26% |
Profile: $1,500 a month card spend at home, 4 trips a year at $800 in local currencies, 6 flights at $450, paid plans allowed, flights booked through the card's own travel channel. How the number is made.
Plans and fees
| Plan | Cost | Cashback bands (per month) |
|---|---|---|
| Karta ($300/yr) | $300/yr | 0.0% above |
Spending abroad
0% foreign transaction fee.
Good
- No foreign transaction fee
- Airport lounges and concierge
Watch out
- $300 a year
- No cashback
Availability and Curve
1 countries. Source: Card Map, checked 2026-10-18. Curve Pay: does not work (Issued outside the UK/EEA, so Curve cannot add it).
Questions
How much cashback does Karta really pay?
On our standard traveller profile ($1,500 a month at home, 4 trips at $800 in local currencies, 6 flights at $450), Karta keeps −$25.00 a month on the Karta ($300/yr) plan in United States, a real rate of −1.26% after fees and FX. The advertised top rate is 0.0%.
Where is Karta available?
Karta is available in 1 countries, by Card Map (checked 2026-10-18).
What does Karta cost to use abroad?
0% foreign transaction fee.
Does Karta work with Curve Pay?
No. Issued outside the UK/EEA, so Curve cannot add it.